The Group Guaranteed Mortgage is committed to offering innovative and flexible loan options to meet the needs of its customers. As a member of the Countrywide® family, The Group Guaranteed Mortgage has the resources of a leading lender and access to one of the largest selections of loan products in the industry. I’d be pleased to review your loan options in person. Give me a call at your convenience.
Fixed and Adjustable Rate Mortgages
Fixed rate loans
If you prefer the stability of a fixed payment over the life of the loan, we offer fixed rate loans with a wide variety of terms, including a 15, 20, 30 and 40-year.
Fixed Period ARM (Adjustable Rate Mortgage, 3/1, 5/1, 7/1 or 10/1)
A Fixed Period ARM offers buyers a lower starting interest rate with the stability of a fixed rate for the specific fixed period selected. The interest rate and monthly payment adjusts every 12 months after the fixed period.
Interest-Only Loans
Interest only options appear in various loan programs, fixed, fixed-period ARM, etc. Borrowers can make interest-only payments for a limited period with the option to pay higher amounts to pay down the principal. After the completion of the interest-only period, borrowers will be required to pay principal + interest, which may result in a significantly higher monthly payment.
Low down payment loans
House America® loan
An innovative program designed to help more people realize the dream of homeownership. A versatile home loan designed to address a variety of financial situations, whether it’s lack of cash for a down payment, lack of traditional credit history, or non-traditional sources of income.
FHA/VA
With low down payments (some VA loans require no down payment for qualified borrowers), no cash reserves, and more flexible qualifying criteria, an FHA or VA loan can offer benefits to help qualified borrowers into the home of their dreams.
Low Documentation
The Group Guaranteed Mortgage offers several low documentation programs for qualified borrowers with excellent credit.
Additional home financing solutions
Second Homes / Investment Homes
A variety of affordable ways that may make buying a second home or investment property possible, including fixed and adjustable rate mortgages.
Home Equity Line of Credit (HELOC)
Qualified borrowers can access the available equity in their home with a Home Equity Line of Credit - a variable rate line of credit with an interest-only payment option for either the first five or ten years. State restrictions apply.
Equal Housing Lender. ©2008
The Group Guaranteed Mortgage, an operating series of CWB Mortgage Ventures, LLC, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301. CWB Mortgage Ventures, LLC is a subsidiary of Countrywide Bank, FSB. Trade/servicemarks are the property of CWB Mortgage Ventures, LLC, Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Countrywide and the associated house logo reg. U.S. Pat. and Tm. Off. Some products may not be available in all states where
The Group Guaranteed Mortgage operates. This is not a commitment to lend. Restrictions apply. All rights reserved. †UpFront Approval is subject to satisfactory appraisal and title review and no change in financial condition. If the rate is not locked or rate protection expires, any rate increase may lower the loan amount for which the borrower has been pre-approved.